Unveiling your potential
At Shri Mahalaxmi Small Finance, we believe every dream deserves the power to grow. Whether you’re planning to start a small business, manage personal needs, or unlock financial freedom, our mission is to support you at every step.
We don’t just offer loans — we offer confidence, clarity, and commitment. Backed by secure technology, transparent processes, and a customer-first approach, we empower individuals to rise beyond limitations and take charge of their future.
Let’s build your financial journey — one step at a time.
We Facilitate
Wide Range of Financial Products That suits your customer’s needs!
FAQs
A: A CIBIL score is a three-digit number ranging from 300 to 900 that represents your creditworthiness. A higher score increases your chances of loan approval and better interest rates.
A: You can check your CIBIL score for free through our partner platforms like Paisabazaar, Wishfin, and BankBazaar. Just click the “Check CIBIL Score” button and follow the steps.
A: No. Checking your own credit score is called a “soft inquiry” and it does not impact your score in any way.
A: Pay your EMIs on time, reduce your credit card balances, avoid multiple loan inquiries, and regularly review your credit report for errors.
A: eNACH (Electronic National Automated Clearing House) is a digital auto-debit system that allows recurring payments like EMI, subscription, or loan repayment directly from your bank account.
A: Absolutely. We redirect you to trusted and RBI-regulated platforms. We do not store your PAN or personal data.
A: Yes, some lenders offer personal loans or secured loans even if your score is low. However, interest rates might be higher.
A: No. Checking your credit score through Paisabazar website is 100% free.
A: Yes, we help you set up eNACH mandates through supported banks and payment gateways like PhonePe
A: Yes, we help you set up eNACH mandates through supported banks and payment gateways like Razorpay or Cashfree.A: Ideally, you should check your credit score once every 2-3 months to stay updated and avoid surprises during loan applications.
